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Mesa
AZ
Mesa offers a vibrant lifestyle with a rich blend of cultural attractions and outdoor activities. Residents enjoy beautiful parks, a thriving arts scene, and numerous dining options. The city is known for its family-friendly atmosphere and strong sense of community, making it an ideal place for homebuyers seeking a welcoming environment. With excellent schools and convenient access to major highways, Mesa combines suburban charm with urban amenities, appealing to a diverse range of buyers.
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Cultural attractions
Outdoor activities
Family-friendly
Strong community
Convenient access
Overview
$475,097
Average Sales Price
$403,083
Median Sales Price
494,143
Population
2,642
Total Listings
Featured Listings
For Sale (2681)
For Sold (56747)
New3 Beds2 Baths1,710 SqFt3321 N REYNOLDS --, Mesa, AZ 85215
Listed by Francisca Montiel of HomeSmart Lifestyles
New3 Beds2 Baths1,816 SqFt2226 S LONGWOOD --, Mesa, AZ 85209
Listed by Terra Alexis Phillips of HomeSmart Lifestyles
Active4 Beds3.5 Baths3,498 SqFt1621 E Minton Street, Mesa, AZ 85203
Listed by Brad Hekekia of HomeSmart Lifestyles
Active2 Beds2 Baths1,116 SqFt725 S POWER Road #215, Mesa, AZ 85206
Listed by Angela M McInnes of HomeSmart Lifestyles
Active4 Beds2 Baths2,472 SqFt9840 E OBISPO Avenue, Mesa, AZ 85212
Listed by Susanne Lynch of HomeSmart Lifestyles
Price Dropped by $3K3 Beds2 Baths1,300 SqFt613 N 63RD Place, Mesa, AZ 85205
Listed by Donna Murphy of HomeSmart Lifestyles
Amenities & Attractions
Restaurants
Home Services
Health & Medical
Local Services
Shopping
Recreation
Arts & Entertainment
Food
Beauty
Nightlife
Event Planning & Services
Automotive
Religious Organizations
Financial Services
Professional Services
Travel
Education
Pets
Local Media
Public Services & Government
-
Pizza Hut
6017 East McKellips Rd., Mesa, AZ 85215
Chicken Wings Phone: 480-985-2000
-
Tan Tan Foods
6402 E Main Street, Mesa, AZ 85205
Sandwiches Phone: 480-807-1834
-
Original Rocco’s Famous Philly
1155 S Higley Rd, Mesa, AZ 85206
Sandwiches Phone: 480-807-5664
-
McDonald’s
857 N Dobson Rd, Mesa, AZ 85201
Burgers Phone: 480-733-4010
-
Legends Steak
860 North Riverview, Mesa, AZ 85201
Seafood Phone: 480-664-1221
-
Islamorada Fish Company Restaurant
1133 N Dobson Rd, Mesa, AZ 85201
Seafood Phone: 602-606-5600
-
Ghan Haus Bistro
4058 South 110th Pl, Mesa, AZ 85212
American (New)
-
Green Tea Restaurant
1239 S Higley Rd, Mesa, AZ 85206
Chinese Phone: 480-807-2891
-
Barro’s Pizza
1113 S Signal Butte Rd, Mesa, AZ 85208
Pizza Phone: 480-357-3500
-
Backyard Taco
1524 E University, Mesa, AZ 85203
Mexican Phone: 480-464-8226
-
Egg & I Cafe
1011 S Gilbert Rd, Mesa, AZ 85204
Cafes Phone: 480-545-8080
-
Rotelli
1762 S Greenfield Rd, Mesa, AZ 85206
Sandwiches Phone: 480-507-0067
-
Filiberto’s Mexican Food
3636 E Baseline Rd, Mesa, AZ 85206
Mexican Phone: 480-633-3938
-
Guru Palace
2048 E Baseline Rd, Mesa, AZ 85204
Pakistani Phone: 480-558-9300
-
Road House Cafe
Mesa, AZ 85208
Cafes
-
Thai Patio
1929 N Power Rd, Mesa, AZ 85205
Thai Phone: 480-924-2400
-
Banner Bistro
1400 S. Dobson Rd., Mesa, AZ 85202
American (New) Phone: 480-412-3000
Educational Environment
Elementary Schools (74)Middle Schools (32)High Schools (19)
Name
Category
Grades
Library
Ratio
10/10
Basis Mesa
5010 South Eastmark Parkway, Mesa, AZ 85212
Public
5 - 10
No
STUDENTS/TEACHERS
10/10
Self Development Charter School
1709 N Greenfield Rd, Mesa, AZ 85205
Public
KG - 8
No
STUDENTS/TEACHERS
10/10
Asu Preparatory Academy-Polytechnic Elementary School
6859 E Rembrandt Ave, Mesa, AZ 85212
Public
PK - 8
No
STUDENTS/TEACHERS
10/10
Franklin at Brimhall Elementary School
4949 E Southern Ave, Mesa, AZ 85206
Public
KG - 6
No
22:1 STUDENTS/TEACHERS
10/10
Las Sendas Elementary School
3120 North Red Mountain Rd, Mesa, AZ 85207
Public
KG - 6
No
20:1 STUDENTS/TEACHERS
9/10
Franklin Elementary School
1753 E 8th Ave, Mesa, AZ 85204
Public
KG - 6
No
23:1 STUDENTS/TEACHERS
9/10
Mesa Academy for Advanced Studies
6919 E Brown Rd, Mesa, AZ 85207
Public
4 - 9
No
21:1 STUDENTS/TEACHERS
9/10
Franklin at Alma Elementary School
1313 W Medina Ave, Mesa, AZ 85202
Public
KG - 8
No
22:1 STUDENTS/TEACHERS
9/10
Canyon Rim Elementary School
3045 S Canyon Rim, Mesa, AZ 85212
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
9/10
Zaharis Elementary School
9410 E Mckellips Rd, Mesa, AZ 85207
Public
KG - 6
No
23:1 STUDENTS/TEACHERS
9/10
Hermosa Vista Elementary School
2626 N 24th St, Mesa, AZ 85213
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
8/10
Pathfinder Academy
2542 N 76th Pl, Mesa, AZ 85207
Public
KG - 8
No
STUDENTS/TEACHERS
8/10
Noah Webster Schools- Mesa
7301 E Baseline Rd, Mesa, AZ 85209
Public
KG - 6
No
STUDENTS/TEACHERS
8/10
Meridian
3900 S Mountain Rd, Mesa, AZ 85212
Public
PK - 6
No
19:1 STUDENTS/TEACHERS
8/10
Red Mountain Ranch Elementary School
6650 E Raftriver St, Mesa, AZ 85215
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
8/10
Johnson Elementary School
3807 E Pueblo Ave, Mesa, AZ 85206
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
8/10
Macarthur Elementary School
1435 E Mclellan Rd, Mesa, AZ 85203
Public
KG - 6
No
20:1 STUDENTS/TEACHERS
8/10
Bush Elementary School
4925 E Ingram St, Mesa, AZ 85205
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
8/10
Augusta Ranch Elementary School
9430 E Neville Ave, Mesa, AZ 85209
Public
PK - 6
No
19:1 STUDENTS/TEACHERS
8/10
Highland Elementary School
3042 E Adobe St, Mesa, AZ 85213
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
8/10
Franklin West Elementary School
236 S Sirrine, Mesa, AZ 85210
Public
KG - 6
No
24:1 STUDENTS/TEACHERS
7/10
Mesa Arts Academy
221 W 6th Ave, Mesa, AZ 85210
Public
KG - 8
No
STUDENTS/TEACHERS
7/10
Learning Foundation
851 N Stapley Dr, Mesa, AZ 85203
Public
KG - 12
No
STUDENTS/TEACHERS
7/10
Hale Elementary School
1425 N 23rd St, Mesa, AZ 85213
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
7/10
Entz Elementary School
4132 E Adobe St, Mesa, AZ 85205
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
7/10
Washington Elementary School
2260 W Isabella Ave, Mesa, AZ 85202
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
7/10
Patterson Elementary School
615 S Cheshire, Mesa, AZ 85208
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
7/10
Superstition Springs Elementary School
7125 E Monterey Ave, Mesa, AZ 85209
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
7/10
Brinton Elementary School
11455 E Sunland Ave, Mesa, AZ 85208
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
7/10
Mendoza Elementary School
5831 E Mclellan Rd, Mesa, AZ 85205
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
7/10
Wilson Elementary School
5619 E Glade Ave, Mesa, AZ 85206
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
6/10
Imagine East Mesa Elementary School
9701 E Southern Ave, Mesa, AZ 85209
Public
KG - 6
No
STUDENTS/TEACHERS
6/10
Taft Elementary School
9800 E Quarterline Rd, Mesa, AZ 85207
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
6/10
Step up School
44 E 5th St, Mesa, AZ 85201
Public
KG - 8
No
STUDENTS/TEACHERS
6/10
Irving Elementary School
3220 E Pueblo Ave, Mesa, AZ 85204
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
6/10
Boulder Creek Elementary School
8045 E Portobello Ave, Mesa, AZ 85212
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
6/10
O'Connor Elementary School
4840 E Adobe St, Mesa, AZ 85205
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
6/10
Sousa Elementary School
616 N Mountain Rd, Mesa, AZ 85207
Public
PK - 6
No
19:1 STUDENTS/TEACHERS
6/10
Madison Elementary School
849 S Sunnyvale, Mesa, AZ 85206
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
6/10
Ishikawa Elementary School
2635 N 32nd St, Mesa, AZ 85213
Public
PK - 6
No
21:1 STUDENTS/TEACHERS
6/10
Crismon Elementary School
825 W Medina Ave, Mesa, AZ 85210
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
5/10
Stevenson Elementary School
638 S 96th St, Mesa, AZ 85208
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
5/10
Ala Mesa
4507 South Mountain Rd, Mesa, AZ 85212
Public
KG - 6
No
STUDENTS/TEACHERS
5/10
Arizona Connections Academy
1017 S Gilbert Rd, Mesa, AZ 85204
Public
KG - 12
No
STUDENTS/TEACHERS
5/10
Learning Foundation and Performing Arts Alta Mesa
5761 E Brown Rd, Mesa, AZ 85205
Public
KG - 12
No
STUDENTS/TEACHERS
5/10
Porter Elementary School
1350 S Lindsay Rd, Mesa, AZ 85204
Public
KG - 6
No
16:1 STUDENTS/TEACHERS
5/10
Jefferson Elementary School
120 S Jefferson Ave, Mesa, AZ 85208
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
5/10
Eagleridge Enrichment Program
737 W Guadalupe Rd, Mesa, AZ 85210
Public
KG - 9
No
STUDENTS/TEACHERS
5/10
Keller Elementary School
1445 E Hilton Ave, Mesa, AZ 85204
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
5/10
Harris Elementary School
1820 S Harris Dr, Mesa, AZ 85204
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
5/10
Falcon Hill Elementary School
1645 N Sterling, Mesa, AZ 85207
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
5/10
Field Elementary School
2325 E Adobe St, Mesa, AZ 85213
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
5/10
Whittier Elementary School
733 N Longmore, Mesa, AZ 85201
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
5/10
Whitman Elementary School
1829 N Grand, Mesa, AZ 85201
Public
PK - 6
No
16:1 STUDENTS/TEACHERS
5/10
Hawthorne Elementary School
630 N Hunt Dr, Mesa, AZ 85203
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
5/10
Robson Elementary School
2122 E Pueblo Ave, Mesa, AZ 85204
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
4/10
New Horizon School for the Performing Arts
446 E Broadway Rd, Mesa, AZ 85204
Public
KG - 6
No
STUDENTS/TEACHERS
4/10
Burke Basic School
131 E Southern Ave, Mesa, AZ 85210
Public
KG - 6
No
STUDENTS/TEACHERS
4/10
Sequoia Choice School Arizona Distance Learning School
1460 East Horne, Mesa, AZ 85204
Public
KG - 12
No
STUDENTS/TEACHERS
4/10
Liberty Arts Academy
3015 S Power Rd, Mesa, AZ 85212
Public
KG - 8
No
STUDENTS/TEACHERS
4/10
Lehi Elementary School
2555 N Stapley Dr, Mesa, AZ 85203
Public
PK - 6
No
14:1 STUDENTS/TEACHERS
4/10
Roosevelt Elementary School
828 S Valencia, Mesa, AZ 85202
Public
PK - 6
No
17:1 STUDENTS/TEACHERS
4/10
Webster Elementary School
202 N Sycamore, Mesa, AZ 85201
Public
PK - 6
No
19:1 STUDENTS/TEACHERS
4/10
Adams Elementary School
738 S Longmore, Mesa, AZ 85202
Public
PK - 6
No
19:1 STUDENTS/TEACHERS
4/10
Edison Elementary School
545 N Horne, Mesa, AZ 85203
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
4/10
Lincoln Elementary School
930 S Sirrine, Mesa, AZ 85210
Public
PK - 6
No
20:1 STUDENTS/TEACHERS
4/10
Redbird Elementary School
1020 S Extension Rd, Mesa, AZ 85210
Public
KG - 6
No
19:1 STUDENTS/TEACHERS
4/10
Emerson Elementary School
415 N Westwood, Mesa, AZ 85201
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
4/10
Lindbergh Elementary School
930 S Lazona Dr, Mesa, AZ 85204
Public
PK - 6
No
18:1 STUDENTS/TEACHERS
4/10
Kerr Elementary School
125 E Mclellan Rd, Mesa, AZ 85201
Public
KG - 6
No
21:1 STUDENTS/TEACHERS
3/10
Edkey Inc. - Pathfinder Academy - Sequoia Lehi
2345 N Horne, Mesa, AZ 85203
Public
KG - 6
No
STUDENTS/TEACHERS
3/10
Legacy Elementary School
7618 E University Dr, Mesa, AZ 85207
Public
KG - 10
No
STUDENTS/TEACHERS
3/10
Guerrero Elementary School
463 S Alma School Rd, Mesa, AZ 85210
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
3/10
Salk Elementary School
7029 E Brown Rd, Mesa, AZ 85207
Public
KG - 6
No
18:1 STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Basis Mesa
5010 South Eastmark Parkway, Mesa, AZ 85212
Public
5 - 10
No
STUDENTS/TEACHERS
10/10
Self Development Charter School
1709 N Greenfield Rd, Mesa, AZ 85205
Public
KG - 8
No
STUDENTS/TEACHERS
10/10
Asu Preparatory Academy-Polytechnic Elementary School
6859 E Rembrandt Ave, Mesa, AZ 85212
Public
PK - 8
No
STUDENTS/TEACHERS
10/10
Highland Jr High School
6915 E Guadalupe Rd, Mesa, AZ 85212
Public
7 - 8
No
22:1 STUDENTS/TEACHERS
10/10
Franklin Junior High School
4949 E Southern Ave, Mesa, AZ 85206
Public
7 - 9
No
20:1 STUDENTS/TEACHERS
9/10
Stapley Junior High School
3250 E Hermosa Vista Dr, Mesa, AZ 85213
Public
7 - 9
No
20:1 STUDENTS/TEACHERS
9/10
Mesa Academy for Advanced Studies
6919 E Brown Rd, Mesa, AZ 85207
Public
4 - 9
No
21:1 STUDENTS/TEACHERS
9/10
Franklin at Alma Elementary School
1313 W Medina Ave, Mesa, AZ 85202
Public
KG - 8
No
22:1 STUDENTS/TEACHERS
8/10
Pathfinder Academy
2542 N 76th Pl, Mesa, AZ 85207
Public
KG - 8
No
STUDENTS/TEACHERS
8/10
Desert Ridge Jr. High School
10211 E Madero Ave, Mesa, AZ 85209
Public
7 - 8
No
21:1 STUDENTS/TEACHERS
8/10
Poston Junior High School
2433 E Adobe St, Mesa, AZ 85213
Public
7 - 9
No
18:1 STUDENTS/TEACHERS
7/10
Mesa Arts Academy
221 W 6th Ave, Mesa, AZ 85210
Public
KG - 8
No
STUDENTS/TEACHERS
7/10
Learning Foundation
851 N Stapley Dr, Mesa, AZ 85203
Public
KG - 12
No
STUDENTS/TEACHERS
7/10
Great Hearts Academies - Mesa Preparatory
1303 S Lindsay Rd, Mesa, AZ 85204
Public
6 - 12
No
STUDENTS/TEACHERS
7/10
Shepherd Junior High School
1407 N Alta Mesa Dr, Mesa, AZ 85205
Public
7 - 8
No
18:1 STUDENTS/TEACHERS
7/10
Fremont Junior High School
1001 N Power Rd, Mesa, AZ 85205
Public
7 - 8
No
20:1 STUDENTS/TEACHERS
6/10
Imagine East Mesa Middle School
9701 E Southern Ave, Mesa, AZ 85209
Public
7 - 8
No
STUDENTS/TEACHERS
6/10
Step up School
44 E 5th St, Mesa, AZ 85201
Public
KG - 8
No
STUDENTS/TEACHERS
6/10
Heritage Academy
32 S Center St, Mesa, AZ 85210
Public
7 - 12
No
STUDENTS/TEACHERS
6/10
Smith Junior High School
10100 E Adobe Rd, Mesa, AZ 85207
Public
7 - 8
No
19:1 STUDENTS/TEACHERS
6/10
Skyline High School
845 S Crismon Rd, Mesa, AZ 85208
Public
7 - 12
No
22:1 STUDENTS/TEACHERS
6/10
Taylor Junior High School
705 S 32nd St, Mesa, AZ 85204
Public
7 - 9
No
17:1 STUDENTS/TEACHERS
5/10
Arizona Connections Academy
1017 S Gilbert Rd, Mesa, AZ 85204
Public
KG - 12
No
STUDENTS/TEACHERS
5/10
Learning Foundation and Performing Arts Alta Mesa
5761 E Brown Rd, Mesa, AZ 85205
Public
KG - 12
No
STUDENTS/TEACHERS
5/10
Eagleridge Enrichment Program
737 W Guadalupe Rd, Mesa, AZ 85210
Public
KG - 9
No
STUDENTS/TEACHERS
4/10
Sequoia Choice School Arizona Distance Learning School
1460 East Horne, Mesa, AZ 85204
Public
KG - 12
No
STUDENTS/TEACHERS
4/10
Sequoia Secondary School
1460 S Horne, Mesa, AZ 85204
Public
7 - 12
No
STUDENTS/TEACHERS
4/10
Liberty Arts Academy
3015 S Power Rd, Mesa, AZ 85212
Public
KG - 8
No
STUDENTS/TEACHERS
4/10
Kino Junior High School
848 N Horne, Mesa, AZ 85203
Public
7 - 8
No
21:1 STUDENTS/TEACHERS
4/10
Rhodes Junior High School
1860 S Longmore, Mesa, AZ 85202
Public
7 - 9
No
20:1 STUDENTS/TEACHERS
4/10
Carson Junior High School
525 N Westwood, Mesa, AZ 85201
Public
7 - 9
No
18:1 STUDENTS/TEACHERS
3/10
Legacy Elementary School
7618 E University Dr, Mesa, AZ 85207
Public
KG - 10
No
STUDENTS/TEACHERS
Name
Category
Grades
Library
Ratio
10/10
Basis Mesa
5010 South Eastmark Parkway, Mesa, AZ 85212
Public
5 - 10
No
STUDENTS/TEACHERS
8/10
Arizona Agribusiness & Equine Center - Red Mountain
2165 N Power Rd, Mesa, AZ 85215
Public
9 - 12
No
STUDENTS/TEACHERS
8/10
Asu Preparatory Academy-Polytechnic High School
7350 E Unity Ave, Mesa, AZ 85212
Public
9 - 11
No
STUDENTS/TEACHERS
7/10
Learning Foundation
851 N Stapley Dr, Mesa, AZ 85203
Public
KG - 12
No
STUDENTS/TEACHERS
7/10
Great Hearts Academies - Mesa Preparatory
1303 S Lindsay Rd, Mesa, AZ 85204
Public
6 - 12
No
STUDENTS/TEACHERS
7/10
Desert Ridge High School
10045 E Madero Ave, Mesa, AZ 85209
Public
9 - 12
No
23:1 STUDENTS/TEACHERS
7/10
Mountain View High School
2700 E Brown Rd, Mesa, AZ 85213
Public
9 - 12
No
22:1 STUDENTS/TEACHERS
7/10
Red Mountain High School
7301 E Brown Rd, Mesa, AZ 85207
Public
9 - 12
No
23:1 STUDENTS/TEACHERS
6/10
Heritage Academy
32 S Center St, Mesa, AZ 85210
Public
7 - 12
No
STUDENTS/TEACHERS
6/10
Skyline High School
845 S Crismon Rd, Mesa, AZ 85208
Public
7 - 12
No
22:1 STUDENTS/TEACHERS
5/10
Arizona Connections Academy
1017 S Gilbert Rd, Mesa, AZ 85204
Public
KG - 12
No
STUDENTS/TEACHERS
5/10
Learning Foundation and Performing Arts Alta Mesa
5761 E Brown Rd, Mesa, AZ 85205
Public
KG - 12
No
STUDENTS/TEACHERS
5/10
Dobson High School
1501 W Guadalupe Rd, Mesa, AZ 85202
Public
9 - 12
No
21:1 STUDENTS/TEACHERS
4/10
Sequoia Choice School Arizona Distance Learning School
1460 East Horne, Mesa, AZ 85204
Public
KG - 12
No
STUDENTS/TEACHERS
4/10
Sequoia Secondary School
1460 S Horne, Mesa, AZ 85204
Public
7 - 12
No
STUDENTS/TEACHERS
4/10
Mesa High School
1630 E Southern Ave, Mesa, AZ 85204
Public
9 - 12
No
23:1 STUDENTS/TEACHERS
4/10
Westwood High School
945 W 8th St, Mesa, AZ 85201
Public
9 - 12
No
22:1 STUDENTS/TEACHERS
3/10
Legacy Elementary School
7618 E University Dr, Mesa, AZ 85207
Public
KG - 10
No
STUDENTS/TEACHERS
2/10
East Valley High School
7420 E Main St, Mesa, AZ 85207
Public
9 - 12
No
STUDENTS/TEACHERS
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Demographics
Data provided by Attom Data
Population
Employment
Population
494.1K
494.1K in 2020
Density
2.3K
per square mile
Households
188.4K
Total households
Gender
48% / 52%
Men Vs Women
Occupancy
64% / 36%
Owned Vs Rented
Age Median: Years
Education Level
FAQs
To help you make informed decisions, we've compiled answers to some of the most commonly asked questions.
How much do I need for a down payment on a home?
The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%.
What's included in my monthly mortgage payment?
Your monthly mortgage payment typically includes principal, interest, property taxes, and homeowners insurance (often abbreviated as PITI). Depending on your loan, it may also include private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs.
What is a 2-1 buydown, and how does it work?
A 2-1 buydown is a type of mortgage financing that temporarily lowers your interest rate for the first two years of the loan. In the first year, your rate is reduced by 2%, and in the second year, it's reduced by 1%. After that, your rate adjusts to the original agreed-upon rate for the remainder of the loan.
Who pays for the 2-1 buydown—the buyer, the seller, or the lender?
The cost of a 2-1 buydown can be paid by the buyer, seller, or lender, depending on the agreement. Often, sellers offer to pay for the buydown as an incentive to attract buyers, especially in a slower market. Buyers can also choose to pay for it themselves if they want lower initial payments.
What are closing costs, and how much should I expect to pay?
Closing costs are fees associated with finalizing your home purchase, including loan origination fees, title insurance, appraisal fees, and more. They typically range from 2% to 5% of the home's purchase price. Some costs may be negotiable, and in certain cases, sellers may agree to cover part of them.
How does my credit score affect my mortgage rate?
Your credit score plays a significant role in determining your mortgage rate. A higher score typically qualifies you for lower interest rates, which can save you thousands of dollars over the life of your loan. If your score is lower, you may still qualify for a loan, but at a higher rate.
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